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["Beginning Lending Test 3"]
[]
["1. The Payment Calculator Stage allows you to"]
["a. Give your customer a quick quote on any product."]
["b. Begin data entry that will carry over to all other applicable places."]
["c. Calculate a P&I Payment."]
["d. All of the above."]
["e. None of the above."]
[]
["2. Which of the following can NOT be preset to automatically enter"]
["     when selecting a product"]
["a. Rate"]
["b. Term"]
["c. Occupancy Type"]
["d. Payment Type"]
["e. Dates"]
[]
["3. The questions which appear in the Vision file"]
["a. Consist of a standard set of questions which never change."]
["b. Will vary depending upon the answers entered, and conditionals established by your company."]
[]
["4. When entering a NEW borrower name into the system, it is important to check to see"]
["     if any matches are found before pressing enter"]
["a. Because creating identical borrower names could cause confusion and/or mistakes"]
["     later on, when running reports or when re-accessing account information."]
["b. Because you may type a middle initial to differentiate between borrowers."]
["c. Both A and B."]
[]
["5. To reuse existing borrower information and all personal data pertaining to the borrower"]
["     EXCEPT for assets and liabilities you would"]
["a. Type the borrower name in the search box, and select the existing match found."]
["b. Right click on the borrower name and choose ‘Reuse Application’."]
[]
["6. Occupancy Type is"]
["a. Required in order to obtain an accurate calculation of ratios."]
["b. An optional entry."]
[]
["7. In order to obtain PMI information you must"]
["a. Enter the Loan Amount"]
["b. Enter the Sales Price or Appraised Value"]
["c. Have a Loan To Value Ratio of 80% or more"]
["d. All of the above"]
[]
["8. Monthly Income and Monthly Payments are entered in the payment calculator stage to"]
["a. Make more work for the loan processor."]
["b. Derive a more accurate calculation of ratios."]
["c. Enter ALL of the borrower’s income and liabilities at this time."]
[]
["9. To include escrow amounts when calculating ratios and, so that the payment will"]
["      reflect Principle Interest, Taxes and Insurance you"]
["a. Enter the Monthly Income and Monthly Payment amounts."]
["b. Enter the Annual Hazard Insurance and Annual Property Tax amounts."]
["c. Skip Annual Hazard Insurance and Annual Property Tax amounts."]
[]
["10. Sending documents to WebBankBox"]
["a. Will allow you to email documents selected in a secure manner."]
["b. Will attach the documents selected to the email program you use, to be sent as regular email."]

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[]
["a"]
["b"]
["c"]
["d"]
["e"]